"Having been an Internet user for more than 9 years, I have 100's of logins and passwords to keep. I'm paranoid. I'm now even more paranoid after I joined YMMSS because I use online payment systems on weekly basis if not daily.

I used to use Microsoft Excel to manage my usernames, passwords, and other registration information, both online and offline. Excel is not safe because there are programs to crack password protected Excel workbooks and I even cracked the spreadsheet and VBA source code password for one of my old Excel financial models I developed. Today I still use Excel to store some personal information but I only save the
Excel file on my another PC that is not connected to Internet."